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Stripe vs WooCommerce

A side-by-side look at Stripe and WooCommerce: what each costs to start, whether there is a free plan, how easy they are to pick up, and which features and integrations they cover.

Which should you choose?

Choose Stripe if

  • SaaS and subscription businesses
  • Developers building custom checkout or marketplace flows
  • Online businesses selling in many currencies
  • Startups that want one provider for online and in-person payments

Choose WooCommerce if

  • Existing WordPress sites that want to add a shop
  • Developers and agencies building customized stores
  • Sellers who want ownership of their data and code
  • Content-first businesses selling alongside a blog

Cheapest to start

Custom pricing

Free plan

WooCommerce

Highest editor rating

Stripe · 4.7

Comparison of Stripe and WooCommerce
CompareStripe
Free planNo
Free trialNo
Starting pricePay as you go
Editor rating4.7
Ease of useModerate (3/5)
CategoryFinance & Accounting
Pricing modelNo monthly fee; US card processing is 2.9% plus $0.30 per successful domestic transaction, and add-on products such as Billing, Invoicing and Tax are charged as a percentage of volume. Custom rates are available at high volume.
Plans
  • Standard (pay as you go) Custom
  • Stripe Billing (add-on) Custom
  • Custom Custom
PlatformsWeb, iOS, Android, API, CLI
IntegrationsHubSpot, Make, Salesforce, Slack, Typeform, Webflow, WooCommerce, Xero, Zapier
Best for
  • SaaS and subscription businesses
  • Developers building custom checkout or marketplace flows
  • Online businesses selling in many currencies
  • Startups that want one provider for online and in-person payments
Pros
  • Best-in-class API, SDKs, documentation and test mode
  • Broad product range: subscriptions, invoicing, tax, in-person, marketplaces and payouts
  • No monthly fee and transparent published rates
  • No-code options (Payment Links, Checkout, customer portal) for non-developers
Cons
  • Flat per-transaction pricing is more expensive than interchange-plus at high volume
  • Add-on products (Billing, Tax, Invoicing) each add their own percentage
  • Most integrations beyond Payment Links still need developer time
  • Risk reviews can trigger holds or rolling reserves for higher-risk businesses
API accessYes
App marketplaceNo
Client portalYes
Discounts & couponsNo
Import & exportNo
Inventory managementNo
Mobile appYes
Multi-currencyYes
Payment processingYes
Point of saleYes
Recurring invoicesYes
Reporting & dashboardsYes
Self-hosting optionNo
SSO / SAMLYes
Subscription billingYes
Tax reportsYes
WebhooksYes

Common questions

Does Stripe or WooCommerce have a free plan?
WooCommerce has a free plan. Stripe does not.
Which is easier to use, Stripe or WooCommerce?
In VERILO's editorial assessment Stripe is the easier of the two, scoring 3 out of 5 against 2 for WooCommerce. That is a judgement about how quickly a new team gets productive, not a measured benchmark.

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