Xero alternatives
4 tools in Finance & Accounting comparable to Xero, ranked by VERILO editor rating and editorial score. Rankings are independent of affiliate relationships.
People leave Xero over limits or payroll. The Early plan caps invoices and bills each month, multi-currency and project tracking need the top plan, and US payroll runs through Gusto rather than a built-in module. Plans are $25, $55 and $90 a month in the US, with no per-user fees.
QuickBooks Online is the alternative most US bookkeepers and accountants already use, with deeper inventory and project features on its higher plans; it runs from $38 to $340 a month and its cheapest plan is single-user. FreshBooks suits freelancers and service firms that bill by the hour or by project.
If cost is the reason, Wave offers free invoicing and bookkeeping for businesses in the US and Canada, with bank imports and receipt scanning on its paid plan.
Stripe
Finance & Accounting
Payments infrastructure for online and in-person payments, subscriptions and invoicing, by API or no-code.
QuickBooks Online
Finance & Accounting
Cloud accounting for small businesses with invoicing, bank feeds, tax and reporting, plus payroll add-ons.
Cheaper alternatives to Xero
Xero’s entry paid plan is Early at $25 a month. None of the alternatives with checked pricing starts lower on the same kind of price. 3 alternatives without a price check in the last 90 days are not included.
Free alternatives to Xero
None of the alternatives with checked pricing has a free plan. QuickBooks Online (30 days) offers a free trial instead. 3 alternatives without a price check in the last 90 days are not included.
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