Does QuickBooks Online or Stripe have a free plan?

Neither offers a permanently free plan. QuickBooks Online offers a free trial instead.

How long is the QuickBooks Online and Stripe free trial?

QuickBooks Online offers a 30-day free trial. Stripe does not offer one.

QuickBooks Online vs Stripe

A side-by-side look at QuickBooks Online and Stripe: what each costs to start, whether there is a free plan, how easy they are to pick up, and which features and integrations they cover.

Which should you choose?

Choose QuickBooks Online if

US small businesses that want the accounting system most bookkeepers and CPAs already use
Product businesses that need inventory and project profitability (Plus and above)
Companies with many third-party apps to connect
Businesses planning to add payroll and payments from the same vendor

Visit QuickBooks Online

Choose Stripe if

SaaS and subscription businesses
Developers building custom checkout or marketplace flows
Online businesses selling in many currencies
Startups that want one provider for online and in-person payments

Visit Stripe

Cheapest to start

Not comparable

Free plan

Neither

Highest editor rating

Stripe · 4.7

Comparison of QuickBooks Online and Stripe
Compare	QuickBooks Online Visit site	Stripe Visit site
Free plan	No	No
Free trial	Yes	No
Starting price	From $38/mo	Pay as you go
Editor rating	4.4	4.7
Ease of use	Moderate (3/5)	Moderate (3/5)
Category	Finance & Accounting	Finance & Accounting
Pricing model	Four company-level plans priced $38 to $340 per month in the US, with user caps of 1, 3, 5 and 25. Payroll, time tracking and payments are separate add-ons, and list prices have increased most years.	No monthly fee; US card processing is 2.9% plus $0.30 per successful domestic transaction, and add-on products such as Billing, Invoicing and Tax are charged as a percentage of volume. Custom rates are available at high volume.
Plans	Simple Start — $38/mo Essentials — $85/mo Plus — $140/mo Advanced — $340/mo	Standard (pay as you go) — Custom Stripe Billing (add-on) — Custom Custom — Custom
Platforms	Web, Windows, macOS, iOS, Android, API	Web, iOS, Android, API, CLI
Integrations	Gmail, HubSpot, Mailchimp, Make, PayPal, Salesforce, Shopify, Zapier	HubSpot, Make, Salesforce, Slack, Typeform, Webflow, WooCommerce, Xero, Zapier
Best for	US small businesses that want the accounting system most bookkeepers and CPAs already use Product businesses that need inventory and project profitability (Plus and above) Companies with many third-party apps to connect Businesses planning to add payroll and payments from the same vendor	SaaS and subscription businesses Developers building custom checkout or marketplace flows Online businesses selling in many currencies Startups that want one provider for online and in-person payments
Pros	Largest ecosystem of accountants, bookkeepers and third-party apps in small-business accounting Deep feature set on higher tiers: inventory, projects, budgets, class tracking and workflow automation Strong US bank feed coverage and solid receipt capture in the mobile app Free accountant access on every plan	Best-in-class API, SDKs, documentation and test mode Broad product range: subscriptions, invoicing, tax, in-person, marketplaces and payouts No monthly fee and transparent published rates No-code options (Payment Links, Checkout, customer portal) for non-developers
Cons	Repeated price increases, and the cheapest plan is single-user only Payroll, time tracking and payments are paid add-ons that push the real monthly cost up Interface can feel cluttered and pushes upgrades and add-ons frequently Features and pricing vary noticeably between countries	Flat per-transaction pricing is more expensive than interchange-plus at high volume Add-on products (Billing, Tax, Invoicing) each add their own percentage Most integrations beyond Payment Links still need developer time Risk reviews can trigger holds or rolling reserves for higher-risk businesses
API access	Yes	Yes
App marketplace	Yes	No
Bank connections	Yes	No
Client portal	No	Yes
Expense tracking	Yes	No
Inventory management	Yes	No
Mobile app	Yes	Yes
Multi-currency	No	Yes
Multi-currency invoicing	Yes	No
Payment processing	No	Yes
Payroll	Yes	No
Point of sale	No	Yes
Recurring invoices	Yes	Yes
Reporting & dashboards	Yes	Yes
SSO / SAML	No	Yes
Subscription billing	No	Yes
Tax reports	Yes	Yes
Time tracking	Yes	No
Webhooks	No	Yes

Common questions

Does QuickBooks Online or Stripe have a free plan?: Neither offers a permanently free plan. QuickBooks Online offers a free trial instead.
How long is the QuickBooks Online and Stripe free trial?: QuickBooks Online offers a 30-day free trial. Stripe does not offer one.

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